This is a free Retail Banking Head Resume example that covers objectives and tips to gets you the best job. This professional resume template with action words will help you in writing perfect CV for the desired Retail Banking Head Job.
Retail Banking Head Job Description
- Directs and coordinates, through subordinate managerial personnel, activities of retail consumer products and services division.
- Scope of responsibilities typically include new accounts, branch operations, customer service, marketing, personal banking, private banking, and tellers.
- Acts under authority and responsibility delegated by corporate executive officer.
- Coordinates activities of assigned programs, determines methods and procedures for carrying out program, and assists in interpreting policies and practices.
- Directs or conducts management studies, prepares workload and budget estimates for specified or assigned operations, analyzes operational reports, and submits activity reports.
- Develops and recommends plans for expansion of programs, operations, and financial activities.
- May solicit new business or participate in community or service organizations.
- May authorize loans of specified types and amounts when permitted by institution regulations.
Sample Retail Banking Head Resume Template
Contact information
In this section you have to include your Name, current home address, Mobile telephone number, Landline telephone number and your personal email address which is currently used.
· Full name
· Present and permanent addresses
· Telephone numbers
· Email address
Professional or career objective
Your objective is the one that clearly underlines your aims and aspirations in that profession. For example a Management Graduate will have to write an objective which is concise and precisely speaks about his role that he wants to play in the Organization.
Sample Objective for Retail Banking Head
Seasoned regional mortgage banking manager with more than 10 years experience directing all aspects of loan administration in both wholesale and retail market operations.
Career Achievements
If you have any major Career Achievements or any Appreciation then this is the section where they should be listed. For Example a Retail Banking Head can add his/her career achievements like,
- I have honed my selling and overall professional skill-set.
- Additionally, my referral sources, gleaned through my professional/business efforts, include between 300 and 400 high-level professionals (the vast majority: attorneys and accountants) who will not hesitate to take my call.
- I have developed enough credibility with my sources to get well beyond cursory discussions to gaining access to their clients (my prospects).
- A little over a year ago, I decided to change career paths to private banking.
- I have since had significant success within a mainly retail institution. It has, however, become plain to me that a much higher caliber institution, more focused on wealth management (particularly in connection with high net worth individuals and families) would be better situated to monetize.
Experience
Previous work experience plays an important role while applying for a Job and hence it should be well presented in the resume. Most of the questions during your resume will be related to the previous job that you had and hence you should be well prepared for it. You should begin with putting the name of the organization that you worked for, the duration of your work and the post or the designation at which you were working. After this, you can effectively place points in a bulleted format that talk about the responsibilities and the achievements that you may have achieved during your stay at the previous organization. The work experience of an experienced Retail Banking Head applying for a job would look like,
Retail Banking Head
Bank of India, Mumbai, 2006-Present
- Direct Central India region wholesale lending division since successfully spearheading the department’s launch and establishing all operations policies and business protocols.
- Supervise sales and operations staff of 10 in business development, administering wholesale mortgage operations, and implementation of secondary market loan programs.
- Allocate budgetary funds, negotiate with investors, assess risk, and perform due diligence on all loans underwritten in region.
- Perform as primary underwriter for high-risk programs such as “A” Paper, Alt A, FHA, and sub prime loans.
- Analyze mortgage rate data and advise prospective clients.
- Enforce compliance and oversee processing and review of mortgage insurance requirements.
Regional Underwriting Manager
Oriental Bank of Commerce, 2003-2006
- Directed underwriting and audit department activities for East Coast region, supervising 22 employees.
- Enforced regulatory compliance procedures and prepared quality assurance reports to the President and CEO.
- Reviewed underwriting of non-conforming wholesale A-D credit loans to identify and direct correction of underwriting deficiencies.
- Slashed underwriting processing time by 50%.
- Exceeded goals of adverse actions loans to investors.
Branch Manager
Bank of Rajasthan, Mumbai, 2000-2003
- Managed 4 branches in Northern Virginia area, supervising 18 employees and directing daily operations of retail banking network.
- Enhanced branches’ respective deposit and loan portfolios through development of new business across all products and services and implementation of comprehensive community relations program.
- Analyzed financial documents to underwrite commercial, consumer, and mortgage loans.
- Sold mutual funds and annuity products to customers as NASD Series 6 and 63 licensees.
- Developed customer service survey.
Education and Certification
The academic details need to be mentioned in a tabulated format with respect to the degrees or the courses that the candidate would have undertaken in the past. The latest degree or course comes first followed by the last completed course and hence forth going backwards. For example a Retail Banking Head who has completed post graduation or graduation course is applying for a Job or to a company or an organization then his/her details would be like,
- Diploma Course in Banking and Finance
Institute for integrated Financing, Mumbai, 2000
- B B A
Poona Management Institute, Mumbai, 1998
Honors
If you have won any competitions national or international then they could also be highlighted here. For example a Retail Banking Head could lay stress on any exams that he may have given or any seminars or conferences attended. If you are a part of any honorary society or any nonprofit organization then that could also be added here.
The honors and the activities section of a Retail Banking Head would look like,
- Joined Various Seminars and meetings on behalf of Management.
- Guest faculty of banking Sales and Marketing Management at IIT Kanpur.
References
The References are generally required so that your present employer can gauge you through the eyes of the people who you were associated with or have worked for. So your teachers or college professors’ details could be placed here. Or your past employer who you would have worked under can also be used as a reference. Ensure that the people whose names you enter know you well and do inform them that you are placing their names as reference because many companies call to confirm. For example the references section of a Retail Banking Head could also look like,
Mr. Bharat Jain
Sr. Manager
Bank of Rajasthan
bharat@iiijjkk.com
Salary Range of a Retail Banking Head
· The average salary received is approximately Rs. 28000 per month. This works out to an annual pay package of 3.4 Lakhs to 3.8 Lakhs per annum CTC.
· The salary from an American perspective works out to be $10500 per Month.
Note: This salary may be variable and it may change from organization to organization.
Frequently asked Retail Banking Head Interview Question
- What can you do for us that someone else can’t do?
- What qualifications do you have that relate to the position?
- What new skills or capabilities have you developed recently?
- Give me an example from a previous job where you’ve shown initiative.
- What have been your greatest accomplishments recently?
- What is important to you in a job?
- What motivates you in your work?
- What have you been doing since your last job?
- What qualities do you find important in a coworker?
- Please think about your most significant accomplishment. Now, could you tell me all about it?
