This is a free Financial Planner Resume example that covers objectives and tips to gets you the best job. This professional resume template with action words will help you in writing perfect CV for the desired Financial Planner Job.
Financial Planner Job Description
- Develops and implements financial plans for individuals, businesses, and organizations, utilizing knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate.
- Interviews client to determine client’s assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives.
- Analyzes client’s financial status, develops financial plan based on analysis of data, and discusses financial options with client.
- Prepares and submits documents to implement plan selected by client.
- Maintains contact with client to revise plan based on modified needs of client or changes in investment market.
- May refer client to other establishments to obtain services outlined in financial plan.
- May sell insurance to client, recommending amount and type of coverage sales agent, insurance.
Sample Financial Planner Resume Template
Contact information
In this section you have to include your Name, current home address, Mobile telephone number, Landline telephone number and your personal email address which is currently used.
- Full name
- Present and permanent addresses
- Telephone numbers
- Email address
Professional or career objective
Your objective is the one that clearly underlines your aims and aspirations in that profession. For example a Management Graduate will have to write an objective which is concise and precisely speaks about his role that he wants to play in the Organization.
Sample Objective for Financial Planner
To find a career with a financial planning firm where I can utilize my knowledge and experience to help individuals and their families achieve their financial goals and dreams.
Career Achievements
If you have any major Career Achievements or any Appreciation then this is the section where they should be listed. For Example a Financial Planner can add his/her career achievements like,
- Helped clients to assess their financial net worth and developed short and long term financial plans for the attainment of their personal financial goals.
- Assisted clients with decisions regarding retirement funds such as taking lump sum distributions from retirement plans, taking monthly payments, when to take social security, and disbursement of 401(k) plans facilitating retirement choices that would allow individuals and families to live the life styles of their choice.
- Dealt with Individual Income Tax Projections / Estimated Payments for high net worth individuals to assist them with income tax planning and reduced tax liability.
- Reviewed Individual Federal and State Income Tax Returns for accuracy and legal compliance.
- Advised Individuals regarding state tax filing requirements.
- Educated clients on the concepts of Estate Planning providing valuable information to make estate planning decisions.
Experience
Previous work experience plays an important role while applying for a Job and hence it should be well presented in the resume. Most of the questions during your resume will be related to the previous job that you had and hence you should be well prepared for it. You should begin with putting the name of the organization that you worked for, the duration of your work and the post or the designation at which you were working. After this, you can effectively place points in a bulleted format that talk about the responsibilities and the achievements that you may have achieved during your stay at the previous organization. The work experience of an experienced Financial Planner applying for a job would look like,
Financial Planner
Lamba and Shah Corporate, Mumbai, 2006-Present
- Reviewed estate planning documents to assure that they conformed to clients´ intentions.
- Implemented gifting strategies and sophisticated estate planning techniques such as Grantor Retained Annuity Trusts and Qualified Personal Residence Trusts to pass assets to beneficiaries to reduce future estate tax liability.
- Reviewed Life, Property and Casualty, Long Term Care and Disability Insurance coverage’s to make sure that insurance help covered liabilities. Made recommendations to purchase insurance products to provide adequate coverage and minimize risk.
- Advised company employees of the advantages of fringe benefits such as 401 (k) plans, Umbrella Insurance Policies, Deferred Compensation Plans and Flexible Spending Accounts which could help employees save money / tax dollars and meet their financial goals. This resulted in the maximization of employee benefit plans.
- Reviewed asset allocations and individual’s risk tolerance. Recommended a diversified portfolio to optimize returns while reducing risk. Evaluated alternative investments such as Refits and Hedge Funds to reduce portfolio’s volatility.
- Implemented investment strategies to increase tax efficiency, minimizing income taxes and taking advantage of tax deferred investments.
Senior Financial Planner
Birla Financing Company, Mumbai, 2003-2006
- Prepared Excel spreadsheets for Vice President analyzing investments, income taxes, cash flow, insurance needs and estate plans.
- Assisted Vice President with development of financial plans and implementation strategies.
- Made presentations to clients to assist them with asset allocation, retirement planning and tax savings solutions, analyzing information presented and recommending customized solutions to meet client needs.
- Served as an Advisor to 10 clients.
- Conducted seminars for 25 – 30 employees of corporate clients, presenting changes to their benefit plans and helping the employees to understand the financial implications.
- Reviewed Individual Federal and State Income Tax Returns for accuracy and legal compliance.
Financial Planner
Camel Internationals, Mumbai, 2000-2003
- Prepared financial exhibits for estate planning analysis, income tax projections, asset allocation models, total return calculations, insurance analysis and long term cash flow projections.
- Prepared Individual Federal and State Income Tax Returns. Compared results with income tax projections to assure everything included on returns.
- Headed a department of 10 employees, delegating tasks and assignments and reviewing and evaluating personnel.
- Reported directly to Coordinator and Union President.
- Identified problems and generated solutions.
- Interfaced with Attorneys and Employers to expedite collection efforts or turn over records for Bankruptcy proceedings.
- Arranged meetings with delinquent contractors to resolve collection issues and generate revenues.
Education and Certification
The academic details need to be mentioned in a tabulated format with respect to the degrees or the courses that the candidate would have undertaken in the past. The latest degree or course comes first followed by the last completed course and hence forth going backwards. For example a Financial Planner who has completed post graduation or graduation course is applying for a Job or to a company or an organization then his/her details would be like,
- M B A (Finance Management)
Mumbai Collage of Textile and Science, Mumbai, 2000
- B com (Accounting)
Mumbai University, Mumbai, 1997
Honors
If you have won any competitions national or international then they could also be highlighted here. For example a Financial Planner could lay stress on any exams that he may have given or any seminars or conferences attended. If you are a part of any honorary society or any nonprofit organization then that could also be added here.
The honors and the activities section of a Financial Planner would look like,
- Certified Employee Benefit Specialist
- General Securities Representative – NASD Series 7 & 63
- Delta Mu Delta, Business Honor Society
References
The References are generally required so that your present employer can gauge you through the eyes of the people who you were associated with or have worked for. So your teachers or college professors’ details could be placed here. Or your past employer who you would have worked under can also be used as a reference. Ensure that the people whose names you enter know you well and do inform them that you are placing their names as reference because many companies call to confirm. For example the references section of a Financial Planner could also look like,
Mr. Bharat Jain
Sr. Manager
Birla Financing Company
bharat@iiijjkk.com
Salary Range of a Financial Planner
- The average salary received is approximately Rs. 25000 per month. This works out to an annual pay package of 3 Lakhs to 3.25 Lakhs per annum CTC.
- The salary from an American perspective works out to be $8500 per Month.
Note: This salary may be variable and it may change from organization to organization.
Frequently asked Financial Planner Interview Question
- What can you do for us that someone else can’t do?
- What qualifications do you have that relate to the position?
- What new skills or capabilities have you developed recently?
- Give me an example from a previous job where you’ve shown initiative.
- What have been your greatest accomplishments recently?
- What is important to you in a job?
- What motivates you in your work?
- What have you been doing since your last job?
- What qualities do you find important in a coworker?
- Please think about your most significant accomplishment. Now, could you tell me all about it?
