This is a free Banking Loan Clerk Resume example that covers objectives and tips to gets you the best job. This professional resume template with action words will help you in writing perfect CV for the desired Banking Loan Clerk Job.
Banking Loan Clerk Job Description
- Processes applications of individuals applying for loans and credit.
- Interviews applicant to obtain personal and financial data and fills out application.
- Reviews credit history and obtain information needed to determine creditworthiness of loan.
- Calls or writes to credit bureaus, employers, and personal references to check credit and personal references.
- Verifies credit limit, considering such factors as applicant’s assets, credit experience, and personal references, based on predetermined standards.
- Notifies customer by mail, telephone, or in person of acceptance or rejection of application.
Sample Banking Loan Clerk Resume Template
Contact information
In this section you have to include your Name, current home address, Mobile telephone number, Landline telephone number and your personal email address which is currently used.
· Full name
· Present and permanent addresses
· Telephone numbers
· Email address
Professional or career objective
Your objective is the one that clearly underlines your aims and aspirations in that profession. For example a Management Graduate will have to write an objective which is concise and precisely speaks about his role that he wants to play in the Organization.
Sample Objective for Banking Loan Clerk
To find a job in the banking, financial or credit union where I can utilize my talents with credit reports and internet banking in order to apply my training ability and leadership and also attain new experience in other financial settings.
Career Achievements
If you have any major Career Achievements or any Appreciation then this is the section where they should be listed. For Example a Banking Loan Clerk can add his/her career achievements like,
- Commended for dedicated work ethic and rewarded by steady promotions and training in all aspects of work.
- Competent using software including: Windows, Word, E-mail, and the Internet.
- Demonstrated ability to meet the needs of patrons, dependable, hard working, reliable, and punctual.
- Work well as a team member or independently.
- Trained new hires on standard operations and ethical practices to ensure professional service.
Experience
Previous work experience plays an important role while applying for a Job and hence it should be well presented in the resume. Most of the questions during your resume will be related to the previous job that you had and hence you should be well prepared for it. You should begin with putting the name of the organization that you worked for, the duration of your work and the post or the designation at which you were working. After this, you can effectively place points in a bulleted format that talk about the responsibilities and the achievements that you may have achieved during your stay at the previous organization. The work experience of an experienced Banking Loan Clerk applying for a job would look like,
Banking Loan Clerk
Bank of India, Mumbai, 2006-Present
- Responsible for data entry clerks´ daily work schedule and supported credit card underwriter.
- Significantly improved response time and customer satisfaction by planning and organizing the assignment of daily work to data entry clerks.
- Accurately booked approved credit card applications which enabled speedy approval and positive customer relations.
- Exercised tact and sensitivity in responding to customer requests for credit information thereby reducing or eliminating customer stress and concerns.
Commodity/ International Clerk
Oriental Bank of Commerce, Mumbai, 2003-2006
- Sold foreign currency and checks to customers via phone and walk-ins, issued Letters credits, wired and transferred funds both Domestic and International, debited and credited fees on corporate and individual accounts for various reasons.
Processing Specialist Clerk
Mahindra Financing, Mumbai, 2000-2003
- Worked in various areas of company operations which consisted of opening and distributing mail to correct departments, putting assigned numbers on all tax returns received.
- All Clarkia responsibilities also maintained.
Education and Certification
The academic details need to be mentioned in a tabulated format with respect to the degrees or the courses that the candidate would have undertaken in the past. The latest degree or course comes first followed by the last completed course and hence forth going backwards. For example a Banking Loan Clerk who has completed post graduation or graduation course is applying for a Job or to a company or an organization then his/her details would be like,
· B Com
Mumbai University, Mumbai, 2000
Honors
If you have won any competitions national or international then they could also be highlighted here. For example a Banking Loan Clerk could lay stress on any exams that he may have given or any seminars or conferences attended. If you are a part of any honorary society or any nonprofit organization then that could also be added here.
The honors and the activities section of a Banking Loan Clerk would look like,
- Non-profit organization providing legal aide to persons with financial needs.
- Assisted in publishing monthly newsletter using PageMaker software.
References
The References are generally required so that your present employer can gauge you through the eyes of the people who you were associated with or have worked for. So your teachers or college professors’ details could be placed here. Or your past employer who you would have worked under can also be used as a reference. Ensure that the people whose names you enter know you well and do inform them that you are placing their names as reference because many companies call to confirm. For example the references section of a Banking Loan Clerk could also look like,
Mr. Bharat Jain
Sr. Manager
Mahindra Financing
bharat@iiijjkk.com
Salary Range of a Banking Loan Clerk
· The average salary received is approximately Rs. 8000 per month. This works out to an annual pay package of 1 Lakhs to 1.25 Lakhs per annum CTC.
· The salary from an American perspective works out to be $3500 per Month.
Note: This salary may be variable and it may change from organization to organization.
Frequently asked Banking Loan Clerk Interview Question
- What would you like to be doing five years from now?
- How will you judge yourself successful? How will you achieve success?
- What type of position are you interested in?
- How will this job fit in your career plans?
- What do you expect from this job?
- Do you have a location preference?
- Can you travel?
- What hours can you work?
- When could you start?
- What have you learned from your past jobs?
- What were your biggest responsibilities?
- What specific skills acquired or used in previous jobs relate to this position?
